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Step 2 of 3: submit your $400 payment

Thank you for submitting your lock-in information. Please proceed to pay the $400 locking and application fee with your credit or debit cards by clicking following "Pay Now" button:

We must receive the $400 application and appraisal fee before we can lock you the rate. We can only lock rate on business days from 10:30am to 8:00pm. You can pay and lock outside business hours. We will fully refund the fee if we fail to secure the rate lock the following business day.

The $400 locking and application fee will go directly to the appraisal company. Starting May 1st 2009, we are required by federal regulations to use lender-appointed home appraisers instead of the appraisers we choose. We have absolutely no control over your home value and you will lose the $400 if your property value does not support the purchase or refinance. We do not service your loan and we will get you the loan from one of the major lenders in the nation. By paying the $400, you also acknowledge to have received the good faith estimate and annual percentage rate disclosure from us. You will also receive the same disclosure by e-mail or FedEx delivery directly from the lender we submit your loan application to. If the disclosure from the lender or the final settlement statement (HUD-1) at closing is not consistent with our disclosure, you are entitled to a full refund regardless of the appraisal. Here is the copy of US Department of Housing & Urban Development's Settlement Cost Booklet for your reference.

Updated 01/01/2011 New PP

2003-2011, The Ping Mortgage Company, a GA/TN Residential Mortgage Licensee. GA license #19048, NMLS #140151